RYAN RIZKI SETYAWAN (2020) KOMPARASI PROSEDUR PEMBIAYAAN CICIL EMAS DI BANK SYARIAH MANDIRI KCP WIROBRAJAN YOGYAKARTA DAN PEGADAIAN SYARIAH UNIT MUNGGURCABANG KUSUMANEGARA YOGYAKARTA. D3 thesis, Universitas Muhammadiyah Yogyakarta.

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Official URL: http://repository.umy.ac.id/handle/123456789/35630

Abstract

This Study aims to compare installment financing prosedures gold at Bank Syariah Mandiri Wirobrajan KCP Unit and Pegadaian Syariah Munggur Kusumanegara Branch. From the results of this study indicated that the procedure for financing gold installments on both sides is very different in terms of procedure up to the contract. The process of financing gold installments at Bank Syariah Mandiri KCP Wirobrajan and Pegadaian Syariah Munggur Kusumanegara Branch Unit based on the fatwa DSN-MUI No: 23 / DSN-MUI / V / 2010. Barriers faced by Bank Syariah Mandiri KCP Wirobrajan almost the same as the Pegadaian Syariah Munggur Kusumanegara Branch in terms of marketing like most people still choose land investment and home compared to gold. Than the contract is used by Bank Syariah Mandiri KCP Wirobrajan and the Pegadaian Syariah Munggue Kusumanegara Branch is different. Bank Syariah Mandiri KCP Wirobrajan uses murobahah agreement in accordance with fatwa DSN MUI No: 4 / DSN-MUI / IV / 2000 and rahn contract in accordance with the fatwa DSN-MUI No: 26 / DSN-MUI / 41 / 2000. Whereas the contract is used by Pegadaian Syariah Munggur Kusumanegara Branch is a murobahah contract in accordance with the fatwa DSN-MUI No: 77 / DSN-MUI / V / 2010, the wadiah contract is accordance with the fatwa DSN-MUI No: 02 / DSN-MUI / IV / 2000 concerning wadiah savings and istishna contracts in accordance with the fatwa DSN-MUI No: 06 / DSN-MUI / IV / 2000.

Dosen Pembimbing: UNSPECIFIED | UNSPECIFIED
Item Type: Thesis (D3)
Uncontrolled Keywords: CICIL EMAS; PERBANKAN SYARIAH; PEGADAIAN SYARIAH
Divisions: Program Vokasi > D3 Akuntansi
Depositing User: Unnamed user with email Admin Perpustakaan 1
Last Modified: 09 Oct 2025 02:04
URI: https://etd.umy.ac.id/id/eprint/57627

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