FAKTOR-FAKTOR YANG MEMPENGARUHI DEPOSITO MUDHARABAH PADA BANK UMUM SYARIAH

This research target is to analyze factors influencing deposit of mudharabah at public bank of syariah. The factors are revenue sharing rate, interest rate, the amount of previous monthly deposit, and SWBI. In this case, time deposit represented by one-month mudharabah time deposit. Public bank of syariah taken as research objects are BMI (Bank Muamalat Indonesia) and BSM (Bank Syariah Mandiri), and research period is on the year 2008 -2009 so that obtained data 46. Data was obtained with purposive sampling method. The result of multiple regression analysing shows that the amount of previous monthly deposit variable influence to the amount of deposit of mudharabah at public bank of syariah, whereas revenue sharing rate variable, interest rate variable, and SWBI variable didn’t. The conclusion is that costumer, in their motive when decide to saving at public bank of syariah, is not because of return motivation but religion sentimentality one and security