ANALISIS PENGARUH TINGKAT SUKU BUNGA KREDIT, PRODUK DOMESTIK BRUTO (PDB) DAN TINGKAT INFLASI TERHADAP KREDIT INVESTASI BANK UMUM DI INDONESIA TAHUN 1985-2005

1nvestrnent credit is any banking activities in an effort of improving the economic ability to produce output in the futurc. Investment credit very much influenced the contribution of banking sector toward the economic development. Therefore, investment credit is very important in order that the economic growth in the real sectors improves. In this study, the writer tried to identify the credit interests, the bruto domestic product (BDP) and inflation towards the investment credit of public banks in Indonesia. By using the partial adjustment model (PAM), test the classica1 assumption show problem of multicolinearity, heterocedatisity, autocorrelation were not found. Pursuant to t-test with level of a = 10% show was i that the variable of credit interest, bruto domestik product and inflation sai l gnificantly affccted the credit of public bank investment in Indonesia period 1985-2005. Meanwhile pursuant to F-test with a - 10% showing that the applied 1 model existed.