ALISIS KINERJA PERBANKAN SYARIAH SEBAGAI LEMBAGA INTERMEDIASI KEUANGAN DI INDONESIA (PERIODE JANUARI 2015 – NOVEMBER 2019)

his research aims to study analysisinstitution of sharia banking as a financial
intermediation institute in Indonesia. The subject in this research were creditor of sharia
banking in Idonesia. The data used are secondary data about Third Party Funds (DPK),
Non Performing Financing (NPF), Capital Adequacy Ratio (CAR), and Financing
Provided (PYD) that using time series data in period of January 2015 – November 2019
obtained from the Banking Statistics of Financial Services (OJK) and Bank Indonesia. The
analytical tool used is the multiple linier analysis, the method used to estimate this
regression model is classic assumption test, supported by Econometrics E-views versions
10 computer program. Based on the research of the analysis that has been done, it is
obtained that the variable of DPK has a positive and unsignificant influence on FDR. The
variable of NPF has a negative and significant influence on FDR. The CAR variable has a
negative and significant influence on FDR. The PYD variable has a positive dan significant
influence on FDR of Sharia Bank in Indonesia.