Analisis Faktor - Faktor yang Mempengaruhi Profitabilitas Bank Syariah di Indonesia

This study aims to analyze the factors that affecting profitability in Islamic banks
in Indonesia. The data in this study used secondary data obtained through the
Financial Services Authority, Bank Indonesia, and Ministry of Trade with the
research period January 2016 – November 2020. The independent variabels used
in this study were NPF, BOPO, INFLASI, and PDB. Meanwhile, the dependent
variabel uses ROA. Data analysis using dynamic regression analysis Error
Correction Model with the help of analysis tools Eviews 7 Program. Based on the
results of the study, the results obtained that the variabel NPF and BOPO have a
negative and significant effect on ROA. Meanwhile INFLASI and PDB have a
positive and significant effect on ROA