ANALISIS DAN PENGUKURAN RISIKO INVESTASI BERBASIS BAGI HASIL PERBANKAN SYARIAH DI INDONESIA (STUDI PADA BANK SYARIAH BUKU III TAHUN 2011-2020)

The study aims at perceiving and finding out how high the potential investment risk in 3 (three) sharia banks of BUKU III category in the year of 2011-2020. The study applied descriptive mathematical research utilizing quantitative research data. The quantitative data were measured then the measurement results were presented in the form of ratio. In this study, a method of measuring investment risk with 2 (two) elements was used; namely results-based financing and results-based financing quality. The results of the study show that all banks have a very high composition and level of results-based financing because the total of results-based financing and results-based financing per Economic Sector are classified as “high”, meaning that the banks have a very high potential risk.